Has the bank told you yet that the rules regarding branch cards have been changed? In any case, the bank's rules are clear: a debit card is personal. This is why it often proves difficult to issue an anonymous debit card to a team or employee.
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Sometimes you can get a debit card without a bank account or credit, but this type of anonymous debit card is hugely limited in use.
Every employee who has anything to do with debit cards will have to be verified by the bank. This unfortunately involves a lot of hassle.
The branch card for employees
Earlier, the branch card could be used as an anonymous debit card. Practical, as organisations regularly have employees who are sent for an errand while they do not have a company debit card.
That they could use the branch card for business expenses ensured that they did not have to advance any amounts.
And also declaring was therefore not necessary. The fact that a debit card now always has to be personal throws a spanner in the works. Because that was precisely the advantage, that employees could use the card anonymously.
With a SimpledCard “anonymous” debit card, you can.
Anonymous debit card for business expenses
The SimpledCard payment cards can be used as anonymous debit cards. Indeed, you can assign them to individuals, teams or departments.
You issue the cards yourself and also activate them from your own supply after which you hand them over to a team, for example.
The anonymous debit card can easily be reassigned to a person, team or department.
As part of the claims process
SimpledCard offers a bank-independent solution for all employee spending, which can serve as a replacement for the branch card. It is the way to avoid all the hassle with small greenhouses and declarations carefully, conveniently and securely.
Even processing in the financial accounts is fully automated in line with accountant obligations. Moreover, SimpledCard replaces not only the branch card, but also all cash flows to allow cashless operations.
The monthly cost of SimpledCard depends on usage and the functionalities required.
In order to use SimpledCard as effectively as possible for your organisation, we would like to discuss how the current payment and declaration process is set up at your organisation. And, whether an anonymous debit card is an option for you.
Anonymous debit card vs anonymous bank account
For some organisations, it is difficult to open a bank account. This is because many banks have strict underwriting policies.
In the past, so-called anonymous bank accounts were sometimes used. A bank account was then opened by number instead of name.
Such anonymous accounts have since been banned from being offered by amended legislation.
An anonymous debit card as we know it today is slightly different from an anonymous bank account. To apply for an anonymous debit card from SimpledCard, there is always need a bank account in the organisation's name.
Op looking for your own anonymous debit card instead of the Filiaalpas for your employees, branch and/or office? Then get in touch with one of our experts.
Download the brochure for more information on our bank-independent anonymous debit cards.
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