{"id":9809,"date":"2019-10-13T14:48:27","date_gmt":"2019-10-13T14:48:27","guid":{"rendered":"https:\/\/www.simpledcard.com\/?post_type=blog&#038;p=9809"},"modified":"2026-02-04T13:47:33","modified_gmt":"2026-02-04T13:47:33","slug":"the-debit-card-without-a-bank-account","status":"publish","type":"blog","link":"https:\/\/www.simpledcard.com\/en\/de-betaalpas-zonder-bankrekening\/","title":{"rendered":"The debit card without a bank account"},"author":10,"featured_media":8866,"parent":0,"template":"","categories":[],"class_list":["post-9809","blog","type-blog","status-publish","has-post-thumbnail","hentry"],"meta_box":{"faq":[],"titel_blog":"De betaalpas zonder bankrekening","excerpt_blog":"Anonieme pinpas als alternatief voor de filiaalpas","blog_image":{"width":150,"height":150,"file":"2026\/01\/Preview-blog-image-11.png","filesize":296987,"sizes":{"medium":{"file":"Preview-blog-image-11-300x150.png","width":300,"height":150,"mime-type":"image\/png","filesize":27180,"url":"https:\/\/www.simpledcard.com\/wp-content\/uploads\/2026\/01\/Preview-blog-image-11-300x150.png"},"large":{"file":"Preview-blog-image-11-1024x512.png","width":1024,"height":512,"mime-type":"image\/png","filesize":153510,"url":"https:\/\/www.simpledcard.com\/wp-content\/uploads\/2026\/01\/Preview-blog-image-11-1024x512.png"},"thumbnail":{"file":"Preview-blog-image-11-150x150.png","width":150,"height":150,"mime-type":"image\/png","filesize":16744,"url":"https:\/\/www.simpledcard.com\/wp-content\/uploads\/2026\/01\/Preview-blog-image-11-150x150.png"},"medium_large":{"file":"Preview-blog-image-11-768x384.png","width":768,"height":384,"mime-type":"image\/png","filesize":102025,"url":"https:\/\/www.simpledcard.com\/wp-content\/uploads\/2026\/01\/Preview-blog-image-11-768x384.png"},"1536x1536":{"file":"Preview-blog-image-11-1536x768.png","width":1536,"height":768,"mime-type":"image\/png","filesize":266360,"url":"https:\/\/www.simpledcard.com\/wp-content\/uploads\/2026\/01\/Preview-blog-image-11-1536x768.png"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]},"ID":"8866","name":"Preview-blog-image-11.png","path":"\/var\/www\/simpledcard.com\/public\/wp-content\/uploads\/2026\/01\/Preview-blog-image-11.png","url":"https:\/\/www.simpledcard.com\/wp-content\/uploads\/2026\/01\/Preview-blog-image-11-150x150.png","full_url":"https:\/\/www.simpledcard.com\/wp-content\/uploads\/2026\/01\/Preview-blog-image-11.png","title":"Preview-blog-image-11","caption":"","description":"","alt":"","srcset":false},"tekst_sectie_1":"<div id=\"av_section_2\" class=\"avia-section av-tmfixe-ab010fdc8ceb260e8e36d05bce3698db main_color avia-section-no-padding avia-no-shadow avia-builder-el-10 el_after_av_section el_before_av_section avia-bg-style-scroll container_wrap fullsize\">\n<div class=\"container av-section-cont-open\">\n<div class=\"template-page content av-content-full alpha units\">\n<div class=\"post-entry post-entry-type-page post-entry-5026\">\n<div class=\"entry-content-wrapper clearfix\">\n<div class=\"flex_column av-pn426q-d6ac23f6e5566347e8166652cabfe652 av_one_half avia-builder-el-12 el_after_av_one_fourth el_before_av_one_fourth flex_column_div av-zero-column-padding \">\n<section class=\"av_textblock_section av-nz0s3m-357c2238c1e647961b316df602c5b13a \">\n<div class=\"avia_textblock\">\n<p><strong>Heeft de bank je al verteld dat de regels omtrent filiaalpassen zijn aangepast? In ieder geval zijn de regels van de bank helder: een pinpas is persoonsgebonden. Dit is de reden waarom het vaak lastig blijkt een anonieme pinpas aan een team of medewerker uit te geven.<\/strong><\/p>\n<\/div>\n<\/section>\n<\/div>\n<div class=\"flex_column av-3qe2jm-32255f9b3f2ca1416278beef494f26a7 av_one_fourth avia-builder-el-14 el_after_av_one_half avia-builder-el-last flex_column_div av-zero-column-padding \"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"av_section_3\" class=\"avia-section av-tmfixe-35-35d7e73ce9fe2b2cbeb878e9189f8523 main_color avia-section-small avia-no-border-styling avia-builder-el-15 el_after_av_section el_before_av_section avia-bg-style-scroll container_wrap fullsize\">\n<div class=\"container av-section-cont-open\">\n<div class=\"template-page content av-content-full alpha units\">\n<div class=\"post-entry post-entry-type-page post-entry-5026\">\n<div class=\"entry-content-wrapper clearfix\">\n<div class=\"flex_column av-regso2-34-647eb63c2e5d28ee40a6252e664ddabe av_one_fourth avia-builder-el-16 el_before_av_one_half avia-builder-el-first first flex_column_div av-zero-column-padding \"><\/div>\n<div class=\"flex_column av-pn426q-33-75e5eeb264d40f3035bbd6b9bc3ad304 av_one_half avia-builder-el-17 el_after_av_one_fourth el_before_av_one_fourth flex_column_div av-zero-column-padding \">\n<section class=\"av_textblock_section av-nz0s3m-32-41a0c7ee1716a5902dd62cd26568c454 \">\n<div class=\"avia_textblock\">\n<p>Soms kun je een pinpas krijgen zonder een bankrekening of krediet, maar dit type anonieme pinpas is in gebruik enorm beperkt.<\/p>\n<p>Iedere medewerker die iets met de pinpassen te doen heeft, zal door de bank geverifieerd moeten worden. Dit brengt helaas veel gedoe met zich mee.<\/p>\n<\/div>\n<\/section>\n<div class=\"hr av-luzxv6-77fd4272b35c2d8c89d8635d3d57e7cb hr-invisible avia-builder-el-19 el_after_av_textblock el_before_av_textblock \"><\/div>\n<section class=\"av_textblock_section av-ki68zt6t-77dbd3e463979ef8a803641d23e0384f \">\n<div class=\"avia_textblock\">\n<p class=\"p1\">\u276f\u00a0<a href=\"https:\/\/www.simpledcard.com\/de-betaalpas-zonder-bankrekening\/#p1\">De filiaalpas voor medewerkers<\/a><\/p>\n<p class=\"p2\"><a href=\"https:\/\/www.simpledcard.com\/de-betaalpas-zonder-bankrekening\/#p2\">\u276f\u00a0Anonieme pinpas voor zakelijke uitgaven<\/a><\/p>\n<p class=\"p3\"><a href=\"https:\/\/www.simpledcard.com\/de-betaalpas-zonder-bankrekening\/#p3\">\u276f\u00a0Als onderdeel van het declaratieproces.<\/a><\/p>\n<p class=\"p4\"><a href=\"https:\/\/www.simpledcard.com\/de-betaalpas-zonder-bankrekening\/#p4\">\u276f\u00a0Anonieme pinpas vs. anonieme bankrekening<\/a><\/p>\n<\/div>\n<\/section>\n<\/div>\n<div class=\"flex_column av-3qe2jm-31-b4b6aea1f4142477da0c024257ff8020 av_one_fourth avia-builder-el-21 el_after_av_one_half avia-builder-el-last flex_column_div av-zero-column-padding \"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"p1\" class=\"avia-section av-tmfixe-30-0158fe27ed4627a44725d68f132552aa main_color avia-section-small avia-no-border-styling avia-builder-el-22 el_after_av_section el_before_av_section avia-bg-style-scroll container_wrap fullsize\">\n<div class=\"container av-section-cont-open\">\n<div class=\"template-page content av-content-full alpha units\">\n<div class=\"post-entry post-entry-type-page post-entry-5026\">\n<div class=\"entry-content-wrapper clearfix\">\n<div class=\"flex_column av-regso2-29-b896cc6157c8f486b80da2db71b6291e av_one_fourth avia-builder-el-23 el_before_av_one_half avia-builder-el-first first flex_column_div av-zero-column-padding \"><\/div>\n<div class=\"flex_column av-pn426q-28-3f452d96ced364f2adc2381cafbf43b5 av_one_half avia-builder-el-24 el_after_av_one_fourth el_before_av_one_fourth flex_column_div av-zero-column-padding \">\n<section class=\"av_textblock_section av-jrbbg2-84f8b8a6e993459c72f0e2588e36e358 \">\n<div class=\"avia_textblock\">\n<h2>De filiaalpas voor medewerkers<\/h2>\n<\/div>\n<\/section>\n<div class=\"hr av-luzxv6-27-17c75f73064b2e9bb322fadbaf7f3d01 hr-invisible avia-builder-el-26 el_after_av_textblock el_before_av_textblock \"><\/div>\n<section class=\"av_textblock_section av-jrbbg2-22-e08ce45c4a46ed341ff6a43dff7a5501 \">\n<div class=\"avia_textblock\">\n<p>Eerder kon de filiaalpas als anonieme bankpas gebruikt worden. Praktisch, want bij organisaties zijn er regelmatig medewerkers die voor een boodschap gestuurd worden terwijl zij geen pinpas van de zaak hebben.<\/p>\n<p>Dat zij de filiaalpas voor zakelijke uitgaven konden gebruiken, zorgde ervoor dat zij geen bedragen moesten voorschieten.<\/p>\n<p>En ook declareren dus niet nodig was. Dat een pinpas nu altijd persoonsgebonden dient te zijn, gooit roet in het eten. Want dat was nu juist het voordeel, dat medewerkers de pas anoniem konden gebruiken.<\/p>\n<p>Met een \u201canonieme\u201d pinpas van SimpledCard kan dit wel.<\/p>\n<\/div>\n<\/section>\n<\/div>\n<div class=\"flex_column av-3qe2jm-26-366aee4e080f4600550bc599976cc7a0 av_one_fourth avia-builder-el-28 el_after_av_one_half avia-builder-el-last flex_column_div av-zero-column-padding \"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"av_section_5\" class=\"avia-section av-5wmstsz-8fb09dd48326f9ba7ead87552396934a main_color avia-section-small avia-no-border-styling avia-builder-el-29 el_after_av_section el_before_av_section avia-bg-style-scroll container_wrap fullsize\">\n<div class=\"container av-section-cont-open\">\n<div class=\"template-page content av-content-full alpha units\">\n<div class=\"post-entry post-entry-type-page post-entry-5026\">\n<div class=\"entry-content-wrapper clearfix\">\n<div class=\"flex_column av-16duhjxf-0e73f6f372f4189862a8e057cbca2e04 av_one_fourth avia-builder-el-30 el_before_av_one_half avia-builder-el-first first flex_column_div av-zero-column-padding \"><\/div>\n<div class=\"flex_column av-1gkckoyr-24552b1b109569ac48272f52163c261f av_one_half avia-builder-el-31 el_after_av_one_fourth el_before_av_one_fourth flex_column_div av-zero-column-padding \">\n<div class=\"avia-image-container av-l3u8y6kk-39acbf68a22f8e1f0cec040f6ecf9e67 av-styling- av-img-linked avia-align-center avia-builder-el-32 avia-builder-el-no-sibling \">\n<div class=\"avia-image-container-inner\">\n<div class=\"avia-image-overlay-wrap\"><a class=\"avia_image \" href=\"https:\/\/www.simpledcard.com\/download-brochure\/\" aria-label=\"download brochure\"><img class=\"avia_image lazyautosizes lazyloaded\" title=\"download brochure\" src=\"https:\/\/b4119687.smushcdn.com\/4119687\/wp-content\/uploads\/2021\/08\/download-brochure.png?lossy=2&amp;strip=1&amp;webp=1\" alt=\"download brochure\" width=\"600\" height=\"200\" data-src=\"https:\/\/b4119687.smushcdn.com\/4119687\/wp-content\/uploads\/2021\/08\/download-brochure.png?lossy=2&amp;strip=1&amp;webp=1\" data-srcset=\"https:\/\/b4119687.smushcdn.com\/4119687\/wp-content\/uploads\/2021\/08\/download-brochure.png?lossy=2&amp;strip=1&amp;webp=1 600w, https:\/\/b4119687.smushcdn.com\/4119687\/wp-content\/uploads\/2021\/08\/download-brochure-300x100.png?lossy=2&amp;strip=1&amp;webp=1 300w\" data-sizes=\"auto\" data-original-sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex_column av-16duhjxf-18-90f8c00e34cfc766a0a6e1000f26413a av_one_fourth avia-builder-el-33 el_after_av_one_half avia-builder-el-last flex_column_div av-zero-column-padding \"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"p2\" class=\"avia-section av-tmfixe-25-85a6efd2850e12438ef459d73779f7bb main_color avia-section-small avia-no-border-styling avia-builder-el-34 el_after_av_section el_before_av_section avia-bg-style-scroll container_wrap fullsize\">\n<div class=\"container av-section-cont-open\">\n<div class=\"template-page content av-content-full alpha units\">\n<div class=\"post-entry post-entry-type-page post-entry-5026\">\n<div class=\"entry-content-wrapper clearfix\">\n<div class=\"flex_column av-regso2-24-b13cec91f4dd86c5812c4319cc0fa8ce av_one_fourth avia-builder-el-35 el_before_av_one_half avia-builder-el-first first flex_column_div av-zero-column-padding \"><\/div>\n<div class=\"flex_column av-pn426q-23-41351b4bfc3d9ccb99f99e57b33d48c2 av_one_half avia-builder-el-36 el_after_av_one_fourth el_before_av_one_fourth flex_column_div av-zero-column-padding \">\n<section class=\"av_textblock_section av-jrbbg2-20-93effadae8612a784bdcd8322679f9ef \">\n<div class=\"avia_textblock\">\n<h2>Anonieme pinpas voor zakelijke uitgaven<\/h2>\n<\/div>\n<\/section>\n<div class=\"hr av-luzxv6-21-7625e057e1ccf1f126d686bdf07b6418 hr-invisible avia-builder-el-38 el_after_av_textblock el_before_av_textblock \"><\/div>\n<section class=\"av_textblock_section av-e9bm82-4416e78f83e5514e1010678e7930c518 \">\n<div class=\"avia_textblock\">\n<p>De\u00a0<a href=\"https:\/\/www.simpledcard.com\/gebruik-prepaid-betaalkaarten\/\">betaalkaarten van SimpledCard<\/a>\u00a0kunnen worden ingezet als anonieme pinpas. Je kunt ze namelijk toewijzen aan individuen, teams of afdelingen.<\/p>\n<p>De kaarten geef je zelf uit en activeer je ook uit eigen voorraad waarna je ze overhandigt aan bijvoorbeeld een team.<\/p>\n<p>De anonieme pinpas kan eenvoudig opnieuw worden toegewezen aan een persoon, team of afdeling.<\/p>\n<\/div>\n<\/section>\n<\/div>\n<div class=\"flex_column av-3qe2jm-19-cb549bf6584767bad427f047a24e2654 av_one_fourth avia-builder-el-40 el_after_av_one_half avia-builder-el-last flex_column_div av-zero-column-padding \"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"p3\" class=\"avia-section av-tmfixe-17-88682f8f746747b5170e86ac2fa942c0 main_color avia-section-small avia-no-border-styling avia-builder-el-41 el_after_av_section el_before_av_section avia-bg-style-scroll container_wrap fullsize\">\n<div class=\"container av-section-cont-open\">\n<div class=\"template-page content av-content-full alpha units\">\n<div class=\"post-entry post-entry-type-page post-entry-5026\">\n<div class=\"entry-content-wrapper clearfix\">\n<div class=\"flex_column av-regso2-16-806aa099e81232b261668b18c5ea21b4 av_one_fourth avia-builder-el-42 el_before_av_one_half avia-builder-el-first first flex_column_div av-zero-column-padding \"><\/div>\n<div class=\"flex_column av-pn426q-15-aa9d9875db449a35eea8f8c6a53390b5 av_one_half avia-builder-el-43 el_after_av_one_fourth el_before_av_one_fourth flex_column_div av-zero-column-padding \">\n<section class=\"av_textblock_section av-jrbbg2-14-c0251e0e1be1075abcd1b7c3db525355 \">\n<div class=\"avia_textblock\">\n<h2>Als onderdeel van het declaratieproces<\/h2>\n<\/div>\n<\/section>\n<div class=\"hr av-luzxv6-13-403a89a532cb058602394aea91009549 hr-invisible avia-builder-el-45 el_after_av_textblock el_before_av_textblock \"><\/div>\n<section class=\"av_textblock_section av-e9bm82-12-a4e451c8a69119c1751ffd9fae44b508 \">\n<div class=\"avia_textblock\">\n<p>SimpledCard biedt een bankonafhankelijke oplossing voor alle uitgaven door medewerkers, die als vervanging kan dienen voor de filiaalpas. Het is de manier om al het gedoe met\u00a0<a href=\"https:\/\/www.simpledcard.com\/kasgeld-oplossing\/\">kleine kassen<\/a>\u00a0en declaraties zorgvuldig, gebruiksvriendelijk en veilig op te lossen.<\/p>\n<p>Zelfs de verwerking in de financi\u00eble administratie wordt volledig geautomatiseerd in lijn met verplichtingen van de accountant. SimpledCard vervangt bovendien niet alleen de filiaalpas, maar ook alle contante geldstromen zodat er cashless kan worden gewerkt.<\/p>\n<p>De maandelijkse kosten van SimpledCard zijn afhankelijk van het gebruik en van de benodigde functionaliteiten.<\/p>\n<p>Om SimpledCard zo effectief mogelijk voor jouw organisatie in te zetten, bespreken we graag hoe het huidige betaal- en declaratieproces bij jouw organisatie ingericht is. En, of een anonieme pinpas een mogelijkheid is voor jullie.<\/p>\n<\/div>\n<\/section>\n<\/div>\n<div class=\"flex_column av-3qe2jm-11-69c333815958bf426c42e3946fd4ad5c av_one_fourth avia-builder-el-47 el_after_av_one_half avia-builder-el-last flex_column_div av-zero-column-padding \"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"p4\" class=\"avia-section av-tmfixe-10-b104c38b51aadc72ea4f351b851e3b1d main_color avia-section-small avia-no-border-styling avia-builder-el-48 el_after_av_section el_before_av_section avia-bg-style-scroll container_wrap fullsize\">\n<div class=\"container av-section-cont-open\">\n<div class=\"template-page content av-content-full alpha units\">\n<div class=\"post-entry post-entry-type-page post-entry-5026\">\n<div class=\"entry-content-wrapper clearfix\">\n<div class=\"flex_column av-regso2-9-59283c608f4aa577b6d4918a84450830 av_one_fourth avia-builder-el-49 el_before_av_one_half avia-builder-el-first first flex_column_div av-zero-column-padding \"><\/div>\n<div class=\"flex_column av-pn426q-8-a7eebe0c6d7770ff320cdc77aa7dc81b av_one_half avia-builder-el-50 el_after_av_one_fourth el_before_av_one_fourth flex_column_div av-zero-column-padding \">\n<section class=\"av_textblock_section av-jrbbg2-7-597fd4fd67b620d4d15aeb1d719e4271 \">\n<div class=\"avia_textblock\">\n<h2>Anonieme pinpas vs. anonieme bankrekening<\/h2>\n<\/div>\n<\/section>\n<div class=\"hr av-luzxv6-6-216bfe587c20551faaf9dc0316bb87f8 hr-invisible avia-builder-el-52 el_after_av_textblock el_before_av_textblock \"><\/div>\n<section class=\"av_textblock_section av-e9bm82-5-6717b92a3b1110539ed357e158c46076 \">\n<div class=\"avia_textblock\">\n<p>Voor sommige organisaties is het lastig om een bankrekening te openen. Veel banken hanteren namelijk een strict acceptatiebeleid.<\/p>\n<p>In het verleden werd er wel eens een zogenoemde anonieme bankrekening ingezet. Er werd dan een bankrekening op nummer geopend in plaats van op naam.<\/p>\n<p>Zulke anonieme rekeningen mogen inmiddels door gewijzigde wetgeving niet meer worden aangeboden.<\/p>\n<p>Een anonieme pinpas zoals we die nu kennen, is iets anders dan een anonieme bankrekening. Om een anonieme bankpas aan te vragen bij SimpledCard is er\u00a0<em>altijd<\/em>\u00a0een bankrekening op naam van de organisatie nodig.<\/p>\n<\/div>\n<\/section>\n<div class=\"hr av-cjagpe-8a447018721821f7dcf5e2dc89bc224e hr-invisible avia-builder-el-54 el_after_av_textblock el_before_av_textblock \"><\/div>\n<section class=\"av_textblock_section av-e9bm82-3-3f3494acfbf72020ee969bad144d0b57 \">\n<div class=\"avia_textblock\">\n<p><em>O<\/em><em>p zoek naar een eigen anonieme pinpas in plaats van de Filiaalpas voor jouw medewerkers, filiaal en\/of vestiging?\u00a0<a href=\"https:\/\/www.simpledcard.com\/demo-aanvraag\/\">Neem dan contact op<\/a>\u00a0met \u00e9\u00e9n van onze experts.<\/em><\/p>\n<p><em>Download de\u00a0<a href=\"https:\/\/www.simpledcard.com\/download-brochure\/\">brochure<\/a>\u00a0voor meer informatie over onze bankonafhankelijke anonieme betaalpassen.<\/em><\/p>\n<\/div>\n<\/section>\n<div class=\"avia-button-wrap av-kpy72rsy-f1ab3626296877d2402b4fe193c921da-wrap avia-button-left avia-builder-el-56 el_after_av_textblock avia-builder-el-last \"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","auteurs-blogs_to":[]},"_links":{"self":[{"href":"https:\/\/www.simpledcard.com\/en\/wp-json\/wp\/v2\/blog\/9809","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.simpledcard.com\/en\/wp-json\/wp\/v2\/blog"}],"about":[{"href":"https:\/\/www.simpledcard.com\/en\/wp-json\/wp\/v2\/types\/blog"}],"author":[{"embeddable":true,"href":"https:\/\/www.simpledcard.com\/en\/wp-json\/wp\/v2\/users\/10"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.simpledcard.com\/en\/wp-json\/wp\/v2\/media\/8866"}],"wp:attachment":[{"href":"https:\/\/www.simpledcard.com\/en\/wp-json\/wp\/v2\/media?parent=9809"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.simpledcard.com\/en\/wp-json\/wp\/v2\/categories?post=9809"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}